Loan amount €200,000 over 20 years
| Repayment Type |
Rate |
Max LTV |
Starting rates |
Monthly Repayment |
Life Assurance |
Bank arrangement fee |
Early redemption penalties |
| Interest and Capital Repayment |
Fixed Full Term |
80% |
3.90% |
€ 1,201 |
French life cover with lender is mandatory |
1% of loan amount |
None apply unless refinancing with a competitor |
| Cap and Collar |
90% |
3.60% |
€ 1,170 |
French life cover with lender is mandatory |
1% of loan amount |
None apply unless refinancing with a competitor |
| Cap and Collar |
85% |
2.70% |
€ 1,079 |
UK life assurance is accepted |
1% of loan amount – cap of €1,500 |
None apply at all |
| Cap and Collar |
80% |
3.10% |
€ 1,119 |
French life cover with lender is mandatory |
1% of loan amount |
None apply |
| Variable |
80% |
2.20% |
€ 1,031 |
French life cover with lender is mandatory |
1% of loan amount |
None apply unless refinancing with a competitor |
| Interest Only |
Variable |
80% |
3.00% |
€ 500 |
UK life assurance is accepted |
1% of loan amount – cap of €1,500 |
None apply unless refinancing with a competitor |
| Capped Rate |
80% |
2.40% |
€400 |
French life cover with lender is mandatory |
1% of loan amount |
None apply unless refinancing with a competitor |
Loan amount €300,000 over 20 years
| Repayment Type |
Rate |
Max LTV |
Starting rates |
Monthly Repayment |
Life Assurance |
Bank arrangement fee |
Early redemption penalties |
| Interest and Capital Repayment |
Fixed Full Term |
80% |
3.90% |
€ 1,802 |
French life cover with lender is mandatory |
1% of loan amount |
None apply after 5 years |
| Cap and Collar |
100% |
3.55% |
€ 1,748 |
French life cover with lender is mandatory |
1% of loan amount |
None apply unless refinancing with a competitor |
| Cap and Collar |
85% |
2.70% |
€ 1,619 |
UK life assurance is accepted |
1% of loan amount – cap of €1,500 |
None apply at all |
| Cap and Collar |
80% |
3.10% |
€ 1,679 |
French life cover with lender is mandatory |
1% of loan amount |
None apply |
| Variable |
80% |
2.20% |
€ 1,546 |
French life cover with lender is mandatory |
1% of loan amount |
None apply unless refinancing with a competitor |
| Interest Only |
Variable |
80% |
3.00% |
€ 750 |
UK life assurance is accepted |
1% of loan amount – cap of €1,500 |
None apply unless refinancing with a competitor |
| Variable Capped |
80% |
2.40% |
€ 600 |
French life cover with lender is mandatory |
1% of loan amount |
None apply unless refinancing with a competitor |
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